Great food to eat during winter

By Rhonda Campbell

healthy winter meals

Winter is a great time to stay indoors spending quality time with family and friends. You can cook your favorite dishes, perhaps even barbecuing on an indoor grill, and watching an exciting football game on television while your friends “bad mouth” your favorite team, laughing and kidding you. Some of your best memories may be created then.

Dishes you’ll love dining on during winter

Whether you realize it or not, food is a major part of many of you most memorable events. Eat the right foods and you will not only delight your taste buds, you could also keep your energy levels high and sleep better at night. Recipes that are tasty and healthy as well as help keep you warm run the gamut, coming from all cultures.

Minestrone soup that’s sprinkled with pesto croutes is filling, hot and tasty. Ingredients ingreat food for winter minestrone soup are onions, celery, potato, tomatoes, cabbage, sage, beans, pesto and parsley. It takes less than an hour to cook the soup.

Another great winter soup is potato and leek soup. If you love potatoes, you’ll love this soup. In addition to needing plenty of potatoes, you’ll also need butter, parts of leek, an onion and milk to prepare potato leek soup.

A meat lovers delight is a baked chicken dish that uses dried cherry tomatoes, pesto and fresh basil. In place of dried cherry tomatoes, you could add sweet red peppers. Chicken also works well when added with a pot of cooked vegetables.

To get a popping taste out of cook vegetables, start with fresh vegetables. If you toss in several handfuls of green, leafy vegetables, you’ll have plenty of chances to chew your meal, something that could keep you from overeating even as temperatures drop outside.

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Traditional job or freelance job – which is best for you?

By Rhonda Campbell

different types of jobsTechnology is giving people more work options, namely whether to work full-time for an employer or freelance. Gone are the days when workers have no choice except to commute to a job and log seven or more hours a day, often performing work that they hate. More work options are also creating situations that never amounts to more than an illusion of independence for many people. If you’re not careful, you could regret the next decision you make — quitting your employer-funded gig before you’re ready.

Freelance and you get to take control of your work schedule, adjust your salary throughout the year, complete assignments for clients you like and work across industries. You also could end up taking on projects that expand far beyond what you’d initially agreed to. But, secure off-site work and you could fall in love with the idea of getting paid for work you complete (drum roll) while you’re dressed in an old, comfortable pair of sweats or your favorite pajamas.

On the other hand, a traditional job allows you to grow into a regular work schedule. Unless you work for commissions, you’ll be paid for every hour that you work. That means, you won’t have to worry about a pesky client who keeps asking you to take on additional tasks before she considers the deliverables of the contract you signed with her three months ago to be completed.

Are you ready to start freelancing?

If the idea of giving up your traditional job and starting a freelancing job has been popping up in your mind more frequently, read over the below advantages and disadvantages associated with both types of employment.

  • Many traditional jobs are at-will, meaning that you or the employer could sever the working relationship for any reason at any time. Nearly all freelance jobs are at-will. Lose a freelance gig and you won’t get severance pay or unemployment.
  • A daily commute is often a part of a traditional job, some employers requiring you to not only commute 30+ minutes one way Monday through Friday, but also requiring you to travel out-of-state. As a freelancer, unless you work for a client on-site or attend trade events, etc., there’s a good chance that can complete work for a dozen or more clients right from home.
  • Living on a freelancer’s income is similar to riding a rollercoaster, weekly and monthly money you earn going up and down, sometimes significantly (Do not take this one lightly or even with a medium amount of seriousness; this single point could make or break your freelance success). Work a traditional gig and you know what you’re going to be paid week in and week out.
  • Not only can you add your personality to your office design as a freelancer, you also get to pay for office equipment, furniture and designs. Employers handle office design and utility costs associated with office space at traditional jobs.
  • Tax deductions can expand significantly if you freelance. However, you generally won’t have to keep receipts for deductions you take as a traditional worker.
  • You have a good deal of input in when client meetings will be held as a freelancer. Work a traditional job and you best adjust your calendar to meet the client’s demands.
  • Even if you end projects because a client is proving to be difficult, you can keep your career moving forward. End a project early as a traditional worker and you could get dinged in your performance review, salary increase, bonus or worse – be shown the door.
  • Build your client list and you could double or triple your income in a matter of months or one to three years. At a traditional job, you’d generally have to get a huge promotion to push your income up by 50% or more.
  • You’re responsible for your own taxes as a freelancer. This includes Medicare, Social Security and income taxes. Payroll departments handle this for you when you work a traditional job.
  • Cash flows can dwindle so much for a freelancer, that you’d want to keep at the very least eight months of gross income in savings at all times, even when client work is flowing in. Unless you got laid off or had your work hours reduced significantly, three months of savings may be enough as a traditional worker.

Keep in mind that the job you choose — whether it’s traditional, freelancing or a blend of the two — has to generate enough income to pay your expenses. There’s nothing worse than busting your rump at a job that leaves you exposed to creditors and bill collectors, even if you can work that job in your favorite pair of sweats or pajamas.

Check back to Write Money Incorporated to read about steps you could take to start preparing for a successful freelance career.

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Why all is not lost if your kid hates preschool

why kids hate preschoolIt’s a challenge, but you’ve found a way to juggle working a rewarding job or running your own business and raising a healthy family. Now you’ve hit a snag. Your child loved daycare, playing and interacting with other children and daycare workers. But, something has changed. Simply mention school to your preschooler and she starts crying, that or she grows sullen and nearly refuses to talk. It’s no wonder that you’re concerned.

The good news is that your child isn’t the only kid in town who would rather stay home (or nearly anywhere else, for that matter) than go to preschool. Children don’t like preschool for a variety of reasons, including:

  • Poor relationship with preschool teacher
  • Bullying from another child at the school
  • Change in your child’s mood or personality
  • Stressful relationships or situations at home
  • Strict classroom rules that your child is struggling to deal with
  • Reminder of a previous stressful or unwanted experience
  • Health reasons

To get to the bottom of what’s disturbing your child about preschool, sit down and talk with your child. Ask your child about her day, activities that she participates in at preschool, other children that she plays with and how comfortable she feels in the new classroom setting. Don’t pressure your child. Give her time to build trust, open up and be transparent with you.

If you discover that your child hates preschool because one or more children are being aggressive with her, speak with your child’s preschool teacher. Follow up with the teacher and your child about the situation until it is resolved.

You could resolve other preschool issues by sitting in on a class and/or speaking with your child’s preschool teacher about her teaching style and lesson plans that are covered in class. Should studies be too advanced for your child, it could cause your child frustration. This applies to preschoolers as well as to older children.

As educational therapist, Susan Newman, shares in Parenting, “I work with one boy who was forced to write in kindergarten despite his academic immaturity and poor fine motor skills.” She continues, “He developed extreme writing anxiety, which has continued. Now he is a bright child in fourth grade, but he still hates to write, he gets depressed about his school performance.”

It’s also been shown that children learn better when learning is fun. For this reason, if your child struggles with a subject or lesson, you may want to consider reviewing the lessons with your child at home.

Other steps that you can take to reduce or eliminate your child’s displeasure with preschool include:

  • Making fun out of personal learning that you engage in (i.e. reading a book, studying a work related project)
  • Remaining calm when you are faced with a task that you find challenging or difficult (this gives your child the chance to mirror positive behavior while feeling pressure)
  • Reduce stress that your child is exposed to at home. This includes not arguing with your child’s other parent in the presence of your child, focusing on your child’s positive traits and offering positive feedback rather than negative criticism when discussing shortcomings that your child is exhibiting.
  • Speak with your child’s teacher and find out if other students are struggling with strict classroom rules. If the preschool allows parents to volunteer with classroom activities (i.e. reading stories to children), consider volunteering. This could give you a firsthand look at the rules the teacher uses. Should the classroom rules seem too strict, speak with the teacher. If this doesn’t produce positive results, speak with the preschool director.
  • Visiting the pediatrician and getting your child a thorough checkup to ensure that your child isn’t experiencing physical discomfort. Should medical tests reveal that your child is challenged with issues like anxiety, depression, sleeplessness or headaches, seek solutions from your child’s doctor.

Also, continue to spend quality time with your child. Pay attention to other changes, if any, that you see in your child when she’s away from preschool. Should your child not begin to calm down about preschool, consider removing her from the school and placing her in another school.

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Top tips dream chasers need to stay out of trouble

By Eric Bradford

am i dreamingDream chasers need a bit of delusion to keep pressing forward, especially during times when their efforts yield little to no results despite how long they have been burning the midnight oil. Even when dreams are fulfilled, there’s the work of maintaining a dream. In fact, this work has, at times, seemed harder than realizing a dream in the first place.

If dream chasers aren’t careful, they could become overly frustrated and give up. They could also fall into depression or get trapped in the haze of a dream and ignore signs that it’s time to start heading down a different path. Should people who are chasing dreams not heed signs soon enough, they could lose their life savings, deteriorate relationships or convince themselves that all they need to be happy is the fulfillment of their dreams.

Following are top tips that could help dream chasers avoid the above (and more) traps and slip ups. They’re worth paying attention to whether dreamers are just pursuing a goal, in the middle of dream fulfillment or working to maintain a dream that has already been realized.

  • Find four activities that you absolutely love. Make sure that one of these activities brings in enough money to cover all of your bills. The other three activities should be something that works wonders at getting you to relax, something that stirs up your creativity and something that puts you in contact with other people who share passions similar to yours.
  • Spend time nurturing two or more relationships each day.
  • Read books that teach you new things.
  • Watch movies that leave you feeling good.
  • Pursue dreams because you love what you do, not to impress others.
  • Value your health by eating vitamin rich foods, drinking plenty of water and getting regular exercise.
  • Be honest about your finances.
  • Keep a journal to spot your patterns, especially patterns you’d love to hide from yourself.
  • Pay attention to nighttime dreams, but don’t use them as your only guide.
  • Heed your instincts.
  • Stay in touch with friends.
  • Do something fun that has nothing to do with the dream you’re pursuing.
  • Budget how much money you’ll invest in your dream.
  • Get enough sleep.
  • Accept support.
  • Go full tilt after dreams before you take on commitments like children, a mortgage, etc.
  • Get the education you need to realize your dreams.
  • Keep learning.
  • Don’t let short term events ruin your long term goals.
  • Remember that change is a part of life in this world.
  • Love yourself – really, really love yourself.
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Distribution center partnership advantages

By Edward Johnson

top distribution centersMajor retailers like Wal-Mart, Best Buy and Pet Center may not work with your company if you don’t have a partnership with one or more major distribution centers. Reason for this is that major retailers carry thousands, some millions, of different products. If these retailers had to buy 10 or more products from 10,000 different companies, they wouldn’t have time to focus on marketing, public relations, interior design and employee development.

By partnering with major distribution centers, you could tackle two retail challenges. You could get dozens, hundreds or more of your products in dozens of stores in a matter of minutes. The best distribution centers also stock and ship products direct to customers.

To get started with a distribution center, your business needs to have enough products. If your business only develops or manufactures one product, distribution centers might be shy about taking you on. Types of products that your business sells also need to have a shelf life, meaning that the products can endure several days of sitting in storage. Additionally, as someone partnering with distribution centers, you have to keep manufacturing enough volume in product to fulfill customer orders.

The last thing distribution centers want to do is tell retailers they work with that popular products are out of stock. Plainly, telling retailers they can’t have what they want isn’t a good way for distribution centers to build long-term rewarding relationships.

Just as leaders at distribution centers are choosy, you should be too. After all, every distribution center doesn’t provide the right services that you need as a manufacturer or retailer. As a manufacturer, you could be better off partnering with large facilities, centers that cover shipping and handling and that give manufacturers and retailers access to online tracking systems.

You’re also going to want to work with distribution centers that keep costs down. To be cost effective, distribution centers ship products by the truck load. In addition to having shipping and docking areas, the best distribution centers also have export, quality assurance, inventory tracking and management and packing areas. Ask about visiting distribution centers you’re interested in developing a partnership with before you ink a deal. Pay attention to the types of products the centers specialize in. Also, find out which major retailers the centers work with.

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Is it time to trade up to the new iPhone 6?

By Eric Bradford

iphone6 image


Business executives are a long way from the initial Blackberry launch, an event that took place over a decade ago. Seems implausible that a telephone (so small it fits easily inside your pant pocket) with the capability to download files off your desktop computer or laptop and serve as an email pager is now perceived as a technology dinosaur.

Today, Samsung and Apple are frontrunners in the mobile telephone space. Both mobile telephones put a diverse range of services at the fingertips of small business owners. For example, there’s:

  • Web browsing (4 gigabytes of bandwidth and up; can you say multiple business conference speaking video downloads in a matter of minutes)
  • GPS
  • Gaming options
  • Voice and email (loaded with contacts, favorites, storage options, etc.)
  • Tasks and reminders
  • Weather
  • Music
  • Document sharing
  • Faster, sharper streaming
  • Reliable data networks
  • 16+ MP cameras
  • Crisp imaging
  • HD Display

Both the Samsung S4 and S5 and the iPhone 5 offer the above features at the minimum. What sets the Samsung S4 and S5 apart from previous iPhone models is Samsung’s larger display screen. And it’s exactly this area that the iPhone 6 is rumored to have grown up in.

Purportedly slated for a September release, there is talk that the Apple iPhone 6 will have 5.5 inch display screen. But, not so fast. iPhones with the larger screen might not be the first to roll out. You might have to wait a few weeks to get your hands on this upgraded mobile phone.

The new iPhone 6 is also said to be powered by an IOS 8. Flying on an Apple A8 processor, WiFi connections should come with fewer hiccups and faster streaming. If you’re a busy executive who relies on large volumes of data to stay ahead of the competition, this can only be a plus.

It remains to be seen whether the Apple iPhone 6 will be water resistant. Although there are whispers that the iPhone 6 will run Android, specialists say that’s not likely to happen. What the phone might have is 3D imaging and a battery with an 8-day power boost. Like a music CD that has had one to two songs leaked, what doesn’t have to remain to be seen is how interest in the new iPhone is picking up steam. If the phone is released on September 9 (the rumored release date), lines may not be as long as they were when Apple released the first iPhone on June 29, 2007, but rush to check out the new mobile phone may well outpace the type of rush that the release of the iPhone 5 saw.


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College students make business internships payoff

By Eric Bradford

college business internship













Thousands of college students are ending their summer internships. If these college students were fortunate, their internships allowed them to do more than file, scan and copy stacks of documents, completing projects that regular employees are willing to do near anything to avoid.

A good business internship introduces college students to the real work world. Instead of copying, scanning and filing all day, interns:

• Sit in on webinars and conference calls. Progressive employers may also encourage interns to attend team and divisional in-person meetings and prompt interns to contribute to the meetings, offering suggestions and personal insights.
• Provide interns with projects that they can actually lead, giving interns the chance to work independently as well as build their leadership skills
• Assign interns one or more group projects to complete before the end of summer
• Develop schedules that let interns get a deeper view of the business by participating in a job rotation program
• Make is possible for college students to earn college credits based on work they complete during internships

It goes without saying that the best business internships pay college students. Some companies that operate college internships pay students $25 an hour, more than three times the federal minimum wage. These employers pay competitive wages because they know their internships are “meaty”, offering students valuable insights into today’s business environment.

Those are a few hallmarks of rewarding college internship programs. But, what happens after students return to college? How do they make their internships continue to pay off after they are back in the classroom?

What follows are steps that college students could take to keep summer internships they participated in paying off for months. Um, hmm. . . Networking plays a pivotal role in several of the steps.

• Contact business managers and ask them to connect via LinkedIn (Some business managers post job updates, training seminars, networking events, etc. that their firms are hosting that college students could take advantage of, even after their internship has ended).
• Add their summer work experience to their resume, digital portfolio and social media profiles.
• Send managers they completed internships with holiday greetings. By sending employers a Christmas, Thanksgiving or New Years greeting, students can keep in touch with their potential future employers three times a year.
• Study markets and industries employers they intern with operate in. Doing this teaches college students about terminology, trends and analytical data that’s impacting these markets and industries. Simply being able to speak a potential employers “language” (i.e. terminology) can set future college graduates apart.
• Subscribe to news feeds and alerts that deliver quality information (i.e. stats, facts, business acquisitions, mergers) right to their mobile phones or email. A lot is going to change in the business world over the next two years. It pays to keep pace with the impending changes.

College students should definitely take the time to send a “thank you” card or note (handwritten notes can leave a lasting impression) to managers and supervisors they worked with during their business internship. When they start their search for a full-time job, it also pays to contact these managers and supervisors. Even if these employers don’t hire the students, they may offer suggestions or agree to give a strong recommendation to students as they apply for jobs with other employers.

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